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The Federal Pell Grant is for those who are seeking a postsecondary education and is based on several factors which include income, expected family contribution, if the student is enrolled full time or part time, how much tuition is at the school of attendance, and how long the student is going to be attending the institution. A Pell Grant is only available with one school at a time for the student.
How much the student receives is calculated by the Department of Education with a formula that was set forth by Congress. The student who is requesting a Federal Pell Grant has to fill out a FAFSA, Free Application for Federal Student Aid. The information put on this form is the students income, if they are a dependant of their parents then it will be their parents income, either the students or the parents assets, how many people are in the family, and how many people in the family are attending a postsecondary institution but you cannot include the parents in this section.
The expected family contribution is calculated by using a percentage of the income and assets. There are different rates set forth for those who are independent, dependent, and independent with or without dependents. After the FAFSA is filled out then the Department of Education either sends the student a Student Aid Report or the institution an Institutional Student Information Record which will contain the expected family contribution amount and whether or not the student will be able to receive the Pell Grant.
The Pell Grant is only for those students who do not have their bacculearate degree or who are going to a post bacculaureate program that is for a teaching degree or license.
There are a few things the schools can do with the Pell Grant once it is received. One way is to automatically credit the amount to the students school account and if there is anything left over they can give a check to the student. They can also decide to write a check for the full amount to the student, which then puts the responsibility on the student to make sure their tuition is paid in full. The student must receive their money per term one time. If the school doesn’t have a set way of using the Pell Grant they have to pay the students two times each term. The school is responsible for telling the student in written form how much aid they received and when the will get it.
The Federal Pell Grant does not have to be repaid to the government. This is free money the student can use towards his or her education. The maximum amount of the Pell Grant for the 2008 to 2009 school year is $4, 731. This does not mean you will get the full amount available. The amount you receive depends on the information you provide on the FASFA.
You can find a handbook on the Federal Pell Grant at the Department of Educations website. You can get a Pell Grant by applying for a Federal Pell Grant [http://couponredeemer.com/governmentgrant] online.
Roger Davis review grant programs and advises applying for a Federal Pell Grant [http://couponredeemer.com/governmentgrant]
Author: Roger M Davis
Article Source: EzineArticles.com
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The cost of college isn’t getting cheaper; in fact, day by day, it seems like it’s only getting more expensive. Teenagers and young twenty-something’s aren’t the only ones having a difficult time paying for school. Many adults are going back to school and a number of single mothers make up a large portion of those adults.
Just because you’re over the age of 18 doesn’t mean paying for school is a simple chore. Being a single parent means you have a number of other financial obligations to meet that often have to come before paying for school. Fortunately, financial aid is available in plentiful amounts and often targeted specifically towards single parents.
Many students may be unfamiliar with their options when it comes to student aid. For single parents, the most widely available assistance is usually in the form of grants. Grants are similar to scholarships in that students don’t need to repay the money after they’ve graduated. In a scholastic sense, however, grants are more typically awarded based on need and scholarships on merit.
Single parents are most likely to neglect themselves in order to make sure their families have everything they need. College often falls by the wayside, pushed to a secondary (or even tertiary) slot. In actuality, earning a college education isn’t a selfish step that will take away from your family. It’s one of the best things you can do as a single parent for your family.
The first step in applying for any financial aid is filling out a FAFSA. The FAFSA – which stands for the Free Application for Federal Student Aid – is a form that covers basic financial information for students and can be filled out online or in person. The Department of Education begins accepting applications January 1st of each year. Federal money is issued on a first come, first served basis, so it’s better to turn your FAFSA in as close to that date as possible.
Federal financial aid supplied almost $168 billion to students in need for the 2010 – 2011 school year, so there is definitely money going out to the students in need. Federal student aid is typically the most reliable source of tuition assistance simply because of how much money they offer. Federal aid may include grants and scholarships that are offered on a need-basis, so as a single parent your likelihood of being awarded aid is increased.
The other two places to go for tuition assistance are your school, your state and finally, private lenders. Single mothers especially make up such a large segment of the college population that many schools and states offer grant programs specifically for single mothers. Many private corporations and not-for-profit organizations also aim to assist single mothers and single parents – you can talk to your financial aid office at your college in order to get more information.
Regardless of where you search, there is financial aid in the form of grant and scholarship funds available for single parents and paying for college is within your ability. Earning a college degree may seem less important than focusing on your family, especially when money is tight, until you start seeing all the options available. Taking a trip to the financial aid office may help ease your worries and help pay for traditional and online college, a smart investment for yourself and your family.
Author: Kayla Russell
Article Source: EzineArticles.com
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The huge economic crisis which the nation suffered during the past years has set a great thinking process in the administration of the federal government. The government attributes to the crash of economy due to underemployment and unemployment. This situation has arisen due to the lack of adequate educational qualifications on the part of the citizens. The mothers are amongst the worst-hit category as most of them are relatively less educated and cannot start their education again due to lack of funds. The government considers it as their duty to help the mothers and for this reason has been started federal funding for scholarships for mothers.
The federal government under President Obama’s guidance has analyzed the situation and is deciding on how to help the mothers appropriately. For this reason, the grants have become so advanced nowadays that if the applicant’s paperwork is evaluated and then later approved, the grant covers the entire cost of the degree or course without the applicant spending any money on the education. The government has also declared that for the academic year 2010-2011, $30 billion has been donated for federal grants. Amongst the different federal grants, the Pell grants are the widely known and are awarded to the mothers of the low-income group. For this academic year 2010-2011, $17 billion has been dedicated only for Pell grants. Other federal grants available to mothers are as below:
Federal Supplemental Educational Opportunity Grant (FSEOG) – This is provided to the extremely poor mothers who intend to continue with their education. The grant amount will vary from $100 to $4000.
Academic Competitiveness Grant (ACG) – The applicants eligible for ACG also qualify for Pell grants and the grant provides $750 for the first year and $1300 for the second year of undergraduates.
SMART Grant – This is offered to full-time students who also are eligible for Pell grants. The students must be majoring in life sciences, physics, mathematics, or engineering.
TEACH Grants – This aid includes a wide category of undergraduates, graduates, current or former teachers or even retirees.
All the federal grants are to be applied free and on the website centre called the FAFSA. While submitting the application, the applicant should also include his/her tax payment receipts of the previous year.
There is also the new initiative of the American Opportunity Tax Credit Program. This program intends to help the U.S citizens by offering to waive the initial $4000 fees of higher education. Also, Obama’s ‘Moms return to school’ program is catching up amongst the mothers.
The initiatives and programs started by the government are targeted for the welfare of the mothers to lead smart lives. Federal funding for scholarships for mothers would enable the mothers to add a fresh meaning to their lives and will help them to stand proudly on their feet.
About Author Abu Dhabi, United Arab Emirates (AHN) – The Federal Supreme Court of the United Arab Emirates has upheld the right of a man to beat his wife and children for the purpose of “disciplining” them, but only if he leaves no marks and after he has exhausted two other options: admonition and abstaining from sleeping with his wife.
The beating can never be too severe. If marks or bruises are found, the man has overstepped his bounds and may held accountable under sharia law, the court ruled.
A court of first instance upheld the man’s right to beat and slap his wife and young daughter but went on to state that these must not be severe. Since bruises were found on the man’s wife and daughter, the father had abused his legal right even though he meant no harm and is thus subject to fine.
The decision was upheld in the Sharjah court of appeals and sustained by the federal supreme court in Abu Dhabi.
Speaking through Chief Justice al-Hajeri, the federal supreme court ruled that a man who “slapped and kicked his daughter and slapped his wife” violated his “right” under sharia, or Islamic law, to discipline his wife and children, as he beat his wife too severely and his daughter, aged 23, was too old for such discipline.
The case is likely to attract attention as there are a large number of foreign expatriates living in the UAE, where there are occasional prosecutions of Westerners as well as nationals for breaching public morality. Non-Muslims, however, cannot appear before a sharia court.
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Being a single mother entails a lot of pressure for many women in their day to day lives, but if you are a single mom who has not finished school because of having to support your family, it can be even more challenging to sustain your financial situation and take care of your families needs.
However, there is good news for all single mothers who are seeking to go back to school thanks to single mother grants that are available, today.
Here are 3 steps on how you can apply for and receive single mother grants to go back to college:
Finally, in order to apply for single mother grants, you should go online and fill out a FAFSA form and follow up by meeting with a financial aid counselor from your school. They should be able to give you more information on how to research and apply for scholarships that you may qualify for, and will even help you with the application process if you need it.
Author: Debbie Visser
Article Source: EzineArticles.com
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With all the talk of federal student loans and private loans, subsidized loans and unsubsidized loans, and parent PLUS loans which comes up when talk turns to college and financial aid packages, students and their parents alike sometimes overlook the option of receiving grants. Grants are more like scholarships than loans, as they do not have to be paid back at any time. Here follows a discussion of one of the most well-known kinds of grants, the Pell Grant and the Federal Pell Grant Program.
Pell Grants are a viable and very helpful option for those undergraduates – and some graduate students – who comes from low-income backgrounds. There are over five thousand institutions in the United States which accept Pell Grants as a form of payment for any and all educational needs. The Expected Family Contribution, or EFC, determines how much a Pell Grant may amount to, as does the cost of attendance to a student’s university of choice. Furthermore, the student must remain in that institution for at least one full academic school year.
As with most financial aid, the Free Application for Federal Student Aid, or FAFSA, is the tool used to determine what a student’s expected family contribution will be, to further determine the amount of a student’s Pell Grant. FAFSA uses a standard formula to do this, which consists of the student’s income and assets if that student is an independent student or, if the student is dependent, then it focuses on the parents’ income and assets instead. As well, FAFSA consider the size of the student’s household and the number of family members within it, minus the parents, who are also attending college. The expected family income comes down to the percentage of a family’s net worth and a percentage of their net assets. There are different formulas, depending on whether or not a student is dependent, or independent without dependents of his or her own, or independent with dependents of his or her own.
Federal Pell Grants apply to students which either have not completed a bachelor program anywhere else or which are participating in certain, approved post baccalaureate degrees. In that case, the program must ultimately lead to the student receiving a teaching certificate or a teaching license. Federal Pell Grants are direct grants, which mean that they are issued directly from participating colleges and universities.
These participating colleges and universities are required to pay the student the amount of his or her Pell Grant in one of several different ways. The institution must either pay the student directly using, usually, a check, credit it the amount to the student’s account within the college or university, or use a combination of both of these payment methods. The institution must do this at least once per school term, whether those terms are defined as semesters, trimesters, or quarters. If a college or university does not have a closely defined method for paying students the amount of their Pell Grants, then they must do so in some way at least two times through the entirety of an academic year.
Author: Gary Marjani
Article Source: EzineArticles.com
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