Tag Archives: single parent home

The Best Single Parent Home Grants Available

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Trying to afford a house on one income can seem impossible, but with the help of single parent home grants your dream can actually become a reality. There are now many different federal and community based home grants for single parents available that were designed especially for people in your situation. This article will take a look at a few of the more prominent opportunities available to help you get a better idea of what is out there.

The first step on your itinerary when you are searching out single parent home grants is to place a call to your local housing authority and ask them just what opportunities are available in your state. This information and the contact information for your local office may be found on the World Wide Web at phada.org.

Next on your list should be to contact a counselor from the Housing and Urban Development (HUD) office and ask them about your eligibility to procure single parent mortgages and whatever other questions that may be pressing on your mind. They may be able to direct you to some single parent home grants in your area that you may be eligible for. HUD is also in the business of selling properties and offers them in every state. Be sure to visit their Web site at HUD.gov today in order to see just what properties they have available for sale in your state.

Another popular route that people will take when looking for single parent mortgages is to contact Habitat for Humanity and apply for a home. There are certain criteria required of applicants in order to be considered; these factors include: how much you need a home, how willing you are to partner up with Habitat for Humanity, and how able you are to pay off the interest free loan. You can find more out about this organizing at habitat.org.

One final opportunity for finding grants for single parents that you may want to look into is to use an Individual Development Account in order to purchase your house. This is a type of matched savings account that was designed to help people with a low to moderate level of income save money that can be used to purchase a home. In order to learn more about these special savings accounts, and to see if there are any community organizations in your area that participate in this program, you can visit the Web site cfed.org.

As you can see, there are many different opportunities out there for you to find single parent home grants, so if it is your dream to purchase your own house instead of being stuck paying rent for the rest of your life, you have a chance to do so. However, there is still going to be required a lot of effort on your part; there’s no such thing as getting a house for free.

Author: Pieter West
Article Source: EzineArticles.com
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How to Find Special Single Parent Home Grants

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Thousands of people qualify every year for special single parent home grants from the federal government. These assistance programs can be used to make a down payment of a mortgage. While still others of these home grants can used to renovate or repair an existing house. If you have ever wanted to know more about home grants for single parents, then you should read more of this article.

Mortgage Assistance – Fact or Fiction?

You may think that this is too good to be true, but it’s not. There really are actual programs that act just like home grants for single parents. Usually hosted under a number of different federal and state programs, these single mother grants provide financial aid to low-income and other qualifying single moms and dads so that they can provide decent and safe housing for their families. Listed below are some steps you can take to find the right single parent home grant for you.

First, use your local city or state government to find home grants for parents. If possible use the Internet to explore the various local and state websites. Next start calling all the various home buying programs and counseling centers you can in your phonebook.

Second, visit grants. gov , a federal clearinghouse on not only home grants. This website has access to hundreds of different grants and information of other forms of federal loans or assistance

Now you can visit your local Public Housing Authority to see if they participate in the US Department of Housing and Urban Development’s (HUD) “Homeownership Voucher Program.” This program offers housing vouchers instead of grants. But all vouchers can be used to make down payments of  mortgages as well as make repairs.

Next if you live in a more rural setting, you may qualify for enrollment in the USDA’s (US Department of Agriculture) plan called the Rural Development -Housing & Community Facilities Programs (HCFP).  The HCFP system funds many single parent home grants and various other homeownership opportunities, especially ones designed for single parents living in rural America.

Check the eligibility requirements. Many federal assistance programs require that a single parent meet specific prerequisites in order to be awarded a single parent home grant. So to save your self lots of time and frustration, read the home grant eligibility rules very carefully.

Each government agency has different rules and regulations, so each single parent home grant application will differ slightly. But most will require that your earned income not exceed a certain a specified amount and that you are able to prove proof that you are indeed a single parent.

Single parenthood candidates also include a divorced person who had custody of the kids, any family that has been abandoned by the other parent and any family that has one parent incarcerated or who has died.

Visit your family bank, savings and loan or credit union and talk to their loan specialists. See if they work with any government programs that provide funds for single parent mortgages.

Once you have all the information you need, you can start the application process. Select the single parent home grant that you think means your needs. Now download the grant forms and other package information. Complete all the forms and submit them before the specified deadline.

As you can see, finding special single parent home grants while not simple, is not as difficult as some people think.

Author: Pieter West
Article Source: EzineArticles.com
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Single Parent Government Grants Examined

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The fact is that there is a huge variety of government grants that have become available over the years and most people don’t even know about them, let alone how to qualify for them. Of them all, perhaps the most overlooked and least applied for, are the grants for single parents.

These aid packages are broken down into several sub-groups. These can include grants to help a single parent receive a formal college education, get assistance for heating bills during the winter and even help to pay for medical bills or day care.

Now to qualify for these type of single parent grant programs, you must at the very least be a single parent. You also must be a citizen of the country you are applying in. Keep in mind that it is the US, Canada and the UK where you are most likely to encounter these types of grant programs.

In the US, you must have a valid social security card and have valid proof that you are the parent and have custody of the child or children that you are applying for. Also there are special grants for Native Americans that require proof of membership of a tribe.

One of the most well known and often used is called (TANIF) which stands for “temporary assistance for needy families”. This grant is crafted as a parachute assistance program to insure that children are properly provided for in a single parent home.

Still one more of the popular government grants in the US is what is commonly referred to as a (Section 8 Voucher). This grant program is administered at the local level and deals with rent. If you qualify for this program you can then be put on a waiting list for discount housing, with the rent you pay being determined by your net income.

Author: Anthony Cheng
Article Source: EzineArticles.com
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