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Student Grants For Single Parents

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If you want a good job, you need at least a college degree. This goes double if you have a family to support. This is especially important these days because so many good blue collar jobs have been outsourced overseas. But going to college can be very difficult when you are a single parent. One big problem is trying to find enough time to work at your day job, take care of your kids and study for your Bachelors degree everyday. Another big problem is finding the money to pay for your tuition fees. While the first problem is something that everyone needs to deal with on their own, there is significant help available for the second problem – it is not difficult to find student grants for single parents.

Some of these student grants are sponsored by the government and some are sponsored by non-government charities. The government scholarships typically offer more money – some of the more widely publicized grants like the Pell grants offer around $4000 to $5000. On the other hand, most private study grants offer only $1000 to $2000. Of course, there are also scholarships from large companies which cover the full college tuition fees, but these require you to work for the sponsoring company.

The government sponsored educational aid programs give different amounts of money depending on the applicants’ financial needs. Someone from a poorer family, i.e. lower wages and more dependents, will receive more money than someone from a more wealthy family, e.g. a child from a family where both parents are working. All of the government student aid can be applied through the FAFSA website. Money is available for both recent high school graduates as well as adults.

Most government educational aid do not cover the whole college tuition fee. However, this is not a problem because scholarship applicants are allowed to apply for more than one program. In addition to that, the applicant can also apply for private scholarships from non-profit charities.

When you fill up the FAFSA application form, you need to be careful. If you become categorized as someone wealthy, you will be disqualified from most of the government scholarships as well as many private scholarships which use the FAFSA results. Fortunately it is not too difficult to appear officially poor. The formula (called Expected Family Contribution) uses both your family’s income as well as assets. However, not everything that a layman thinks of as an asset is included in the calculation, e.g. some forms of insurance or life annuities. So one trick is to buy more insurance so that your family’s income appears lower. Another trick is to increase your mortgage repayment which will also make your income appear lower. Of course, accounting rules can change so you should consult an expert in this field before taking action on your own.

The same principles hold true when you apply for private scholarships. The poorer you seem to be, the more money you will be given. And there are many legal tricks which you can use to make yourself appear to have less money than you actually do.

There are more scholarships for single mothers than single fathers. One reason is that women are still considered to be at a disadvantage in the workplace, so there are more financial aid programs available to correct this imbalance. Unfortunately, this means that fathers who are widowers or divorcees will have greater difficulties in continuing their education to get better jobs. Rather than aiming for an expensive college degree, they may be better off getting more specialized technical certifications.

There are plentiful student grants for single parents, although single mothers have a greater advantage over single fathers. Getting 20% to 50% of your college tuition fees subsidized is usually not difficult.

If you are looking for funding for single mothers, learn more by visiting: http://singlemomhelp.info/

Author: Katherin T.
Article Source: EzineArticles.com
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Free Student Grants and Scholarships For Single Parents

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Are you looking for a good job? Then you will need to go to college. You will need at least an associate degree in today’s economy, regardless of whether you are a man or a woman. This is especially important if you are a single parent and have children to support. After all, how will you feed your family if you only earn a minimum wage?

Of course, trying to juggle your job, your studies and your kids together is… tough. To say the least. At least finding money for college is not going to be a problem. You should be able to find student grants for single parents, especially those funded by federal government grants.

What do I mean? Well, government grants for single parents like the Pell Grant are fairly generous to low-income students, even adult students like yourself. You can get up to $5550 (for the 2010/2011 award year) as long as you are a US citizen taking up your first college degree. In fact, if you qualify for the Pell Grant and are in the lowest income bracket, you can potentially get another $4000 from the FSEOG. These two together should cover most of your college tuition fee (given that the low-end of tuition is around $9000). Even if these two grants do not cover the whole of your college expenses, your state government may have its own awards. For example, Nebraska has its Nebraska Opportunity Grant, which it awards to residents studying in local colleges as long as they have qualified for the Pell Grant. Many other states have similar grants for their residents. Any outstanding amount remaining can easily be borrowed from the government-subsidized Stafford student loan.

If you are a single mother, you can get even more college grants for single parents from women’s charities. Women are still considered to be disadvantaged in both college and the economy, and quite a number of organizations continue to provide financial assistance to help them get their undergraduate education. Among those which focus on helping mothers are the Philanthropic Educational Organization and the Jeannette Rankin Women’s Foundation. Of course, these are just two out of many. The others are not exactly difficult to find, you just need to spend enough time looking for them.

But let’s say you are a single father and for various reasons you still need more money to cover your tuition fees. Maybe the government (i.e. FAFSA) decided that you are not in enough financial need (for example, you may be a door-to-door salesman and your travel expenses gets counted as part of your income) to give you more money for your Bachelors degree. What can you do?

In such a situation, looking for other needs-based scholarships is probably a waste of time. You may have to consider going into teaching or nursing. The good point about these two fields is that they have a persistent shortage of local staff, which means you have a job waiting for you once you graduate. Not only that, but these are both considered critical fields and there are federal and state-level education grants available. The federal TEACH grant is offered by the US Department of Education, and the state grants by their corresponding state Departments of Education. The federal Nursing Scholarship Program is offered by the Health Resources and Services Administration and the state scholarships would likely be awarded by the corresponding state-level Health Boards.

Looking for free grants for single parents to go to school is not exactly difficult. Once you know that the free money exists, and if you are willing to be flexible in your future career choice, finding all these scholarships is just a matter of keeping your eyes and ears open (as well as effort).

Author: Katherin T.
Article Source: EzineArticles.com
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The Benefits Of Grants

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A grant is money given to an individual or an organization that does not hold an obligation of repayment. In that respect, it differs from a loan. Grants cannot incur any debts or interest. This money can be given out by foundations and governments. Grants to individuals can be either scholarships or donations to non-profit organizations. Other grants include intergovernmental grants, which are used to correct fiscal imbalances between different levels of government. Many federations use these grants to correct imbalances between taxing and spending across different levels of government. Examples include the US, Australia and Kenya.

It is not uncommon for seeking a grant for research, post graduate work or developing a product. Today, there are many organizations that give grants for studying or other work.

How can one receive grants? An application has to be written at first. This application will list all the necessary details and the reasoned why the applicant is taking that particular grant. In the US, one can go the government’s grant website for more information and application details. In Canada, HRSDC provide a lot of details.

Student grants are the most common forms. In this form of funding, an extremely talented student is funded through his education by a government of a nation or other agencies. The grant is usually permanent meaning that the student need not return it. These sorts of grants are useful and have made many men into successful people in society.

Research oriented grants are usually awarded to brilliant scientists, post graduate students or any other professional looking for the all round improvement of something. These grants are usually given by Non governmental agencies.

In the United States Federal grants are economic aid issued by the government out of the general funds for many things including research of new technology, scientific advancement and helping states. The federal grants include categories. Project grants are awarded competitively. Project grants are the most common form of grant and a large number are found in education. As Federal Pell Grants), social services, the arts and.

In many countries, small businesses are given incentives to start through grants. Good amount of funding is provided to entrepreneurs to bring their ideas out into the open. One such country is the US. More than billions of dollars are spent every year promoting this kind of funding.

Today however, the United Nations organization, has started giving out a lot of grants. They give money for purposes starting from agricultural development to wiping out different viral and dangerous diseases and taking care of children. Most of the UN grants however are directed to places like Africa, Palestine and other war torn areas.

In the medieval times, Kings used to give grants. These grants were in the form of gifts like land, money, territories or animals. A lot of our ideas for grants originate from here. Even today in India although titles have been abolished, some state governments still grant gifts of land for good service to the nation.

Giving grants is very good as it encourages people to study and work. Poorly paid talent can rise to the top by utilizing funds given by government or an NGO. Not only is it useful in the education sector, but also for humanitarian purposes. Money spent properly can provide food and basic necessaries to a lot of people.

S. Stammberger is the editor of Scholarship and Grants. Find out everyhting about grants and scholarships.

Grants For Single Parents – What You Need to Know to Get One

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If you are looking for grants for single parents, you are not alone in your search. With an economy that’s come crashing down, millions of single parents are finding it all but impossible to pay those bills. The good news is that grants can make a big difference in the lives of those who need money to change their lives.

Grants are often quite misunderstood in terms of what they can and can’t provide. A grant is given out to people who have some sort of financial need. However, grants are not just given out because you don’t have enough money to pay the bill or you lost a job. Grant aid is given out to people who are trying to accomplish something. That could be going to college or starting a business for example. But grant aid is never just given out to people who just need money. You have to need money for something specific – and that something specific has to have a grant targeting it.

There are a variety of different aid programs out there – grants given out by the government, assistance given out by school, and financial help given out by various non-profit organizations.

Most grants tend to target educational sectors and business sectors. However, you may be able to turn up some programs that target other areas. The government is largest provider of grants aid; however, the government usually only gives out grants to organizations and not for financial assistance. There are a few grants for school (federal student grants) and other areas that you may be able to qualify for. Your best bet is to look around online to see what you can find. There are plenty of private grant aid programs, however. These grants are usually geared at helping out those who are going to school, but you might be able to turn up some grants for financial assistance if you look around hard enough.

Author: Rachel Dunham
Article Source: EzineArticles.com
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