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Government Grant Scams – Avoid Them With These Tips

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The internet seems full of ads for free grants for just about any purpose imaginable – education, home repair, or starting a business, just to name a few.  The ads go on to say that the money received from the grant does not need to be repaid, which makes the offers even more enticing.

The Federal Trade Commission (FTC) warns that grant offers like these are scams more often than not.  These ads are placed by scam artists in classifieds and on the internet, often with a web site to visit or a toll free number to call to claim the grant money.  Other government grant scams are more direct with someone calling you to say you may be eligible for a government grant.

Telephone Scams

Whether it is someone calling you to say that you may be eligible for a grant, or you calling the toll free number from an ad, telephone government grant scams tend to work the same way.

-They will congratulate you an being eligible for a grant
-They will ask for identifying information, like your social security number, in order to check your eligibility
-When they tell you that you have qualified, they may ask for banking information in order to charge a one time processing fee or to directly deposit the funds
-Their “money back guarantee” will have conditions that are nearly impossible to meet
-Instead of one application, they will send you a list of grantors that you have to contact yourself

Web Site Scams

Watch out for web sites that provide bogus grant information.  A government grant scam web site is likely to have:

-Out dated grants
-After paying an access fee, an unorganized list of grant programs with no assistance filing the applications
-No customer service or contact information
-Poor quality web sites with broken links

Facts About Legitimate Government Grants

Government grants are usually awarded to groups or individuals who are using the money to help their communities, not to individuals for personal use.  The government also does not charge a processing fee for their grants as their services are funded by tax dollars.  Another key difference between legitimate government grants and scams is that you will not be asked to provide personal information over the phone.

I avoided government grant scams, bought a business and paid off my bills. Find out how I did it – in just 3 months time.

Home Grants And What You Need To Know About Them

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Do you need cash to build or improve your home?

You’re probably thinking of mortgage, but, what if you can’t afford a mortgage? With all those monthly payments, and interest rates, it’s fairly hard to understand and even very hard to apply for one. Mortgage can be very risky even if it has low interest rate. You also need to meet a deadline to pay the mortgage to avoid penalty fees and also avoid the property to be foreclosed by the financial institution you applied for.

One such way to own a home without investing money is through home grants. There are private organizations that funds housing grants and there are also government sectors that have home grants. Government home grants usually have low interest and sometime no interest loans that can help you if you have financial problems.

Some grants are free for qualified individuals. If you are qualified for a free grant, you will never have to pay it back. It can usually be available for Native American Indians, family members of veterans, for veterans, low income families, first time home buyers, researchers, the disables, homeless people, teachers and more.

If you are a member of one of these groups then you are eligible for a housing grant from the government.

If you are a member of the military, the government will usually provide you with free housing grant as part of your benefit. It is very convenient for you and your family because you will be having housing funds provided by the government. And, the good thing about this is that it’s free. This means that you’ll never have to repay the government for the housing grant they provided you.

You can also qualify if you are a family member of a veteran, usually in the first degree. This means that if you are a child of a retired military or a veteran, you can also qualify for the government’s free housing grant.

Another person who can qualify for a home grants are persons who are disabled. The government will provide housing grant for disabled people. If you are disabled physically, all you have to do is ask the government for housing grants. They will usually give it to you.

Native American Indians also qualifies for housing grants. They are even given by the government reservations for tribes. Being a member of a particular Native American Indian tribe will give you housing grants from the government.

However, not only governments provide housing grants, private organizations do too. There are a lot of private organizations that both operate nationally and internationally to benefit homeless people, especially in third world countries. They are usually non profit organizations that travel around the world, particularly in impoverished countries to give families home grants from their organization. The members of these kinds of organization usually works for charity and will not ask any money in return.

The good thing about private organization home grants is that it’s usually fast and requires no papers or anything to qualify for the home grant. They will just look at the situation, seek local community approval and start building homes for impoverished people for free.

Home grants are a great way to get a home even if you have financial troubles. You can just ask your government for it or inquire in private organizations for the home grant requirement.

Some home grants can even provide you money if you need to pay off your mortgage or you need home improvement. Keep in mind that not everyone is qualified for the home grant. You should be able to qualify in their standards in order to qualify for a home grant.

S. Stammberger is the editor of Grants
Central. Find out all you need to know grants, financial aids, and scholarships.